Toyota Urban Cruiser from 967 PLN net. Over 3 years, the cost rises to 57,560 PLN.

Toyota Leasing Polska prepared KINTO ONE quotes for the electric Toyota Urban Cruiser on October 1, 2026. The cheapest version costs 967 zł net per month for businesses or 1,189 zł gross for private customers, but it requires a 20% down payment and limits mileage to 30,000 km over three years.

967 zł is just the beginning of the cost

The lowest monthly payment applies to the Urban Cruiser Style with a 144 HP engine and a 49 kWh battery. The car is priced at 139,900 zł gross on promotion, 16,000 zł lower than the list price. These discounts do not apply to fleet customers.

For a 36-month contract, the private customer pays 27,980 PLN at the beginning, followed by 36 installments of 1,189 PLN each. In total, this amounts to 70,784 PLN gross for the ability to travel 30,000 km, or approximately 2.36 PLN per kilometer of the limit. This does not include costs for fuel, tires, registration, possible purchase fees, or AC insurance if they are not included in the selected option.

The company pays 22,748 PLN net and makes 36 installments of 967 PLN net each. After three years, the total amounts to 57,560 PLN net. It should not be directly compared to the consumer price of 70,784 PLN, as one amount is net while the other is gross.

More expensive variants increase the installment amount. The Urban Cruiser Style with a 61 kWh battery and 174 HP engine costs 153,900 PLN gross, with monthly payments of either 1,079 PLN net or 1,327 PLN gross. The Executive version, priced at 163,900 PLN, raises these amounts to 1,231 PLN net and 1,514 PLN gross.

Wallbox and service increase the monthly cost

For the 61 kWh Style version, the Toyota HomeCharge 22 kW cableless charger costs an additional 76 zł net per month. Over the entire contract period, this amounts to 2,736 zł net. For comparison, the HomeCharge 22 kW with cable costs 4,200 zł gross separately, although it is not the same package.

The STANDARD service package increases the monthly payment by 41 zł net, while the metallic paint option adds 31 zł net. The monthly fee does not include registration, and Toyota Leasing may apply fees according to its own schedule. The consumer calculation also does not include a GAP fee, but the Total Amount may include both the service payment and insurance reimbursement depending on the variant.

The biggest unknown remains the residual value and buyout price, which are not specified in the pricing list. The calculations also depend on interest rates and the euro exchange rate, though the type of interest rate used is not indicated.

The consumer rates are valid only until October 14, 2026. No final date has been set for businesses. The first page of the PDF still shows offers such as “Leasing at 100.1%” and “Loan at 0.35% Summer with an Electrician,” but these promotions expired on September 30 and should not be considered active.

This text is for informational purposes only and does not constitute financial or tax advice.

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