Exlantix Easy Pay from 2955.59 PLN net. The low monthly payment does not reflect the total cost.

Exlantix has launched Easy Pay with Santander Consumer Multirent for the electric ES and ET models. With a 36-month contract, a 15% down payment, and a yearly mileage limit of 15,000 km, the installment cost is 2,955.59 PLN net for the ES liftback and 3,274.36 PLN net for the ET SUV.

Easy Pay is formally an operational leasing arrangement with a variable interest rate based on WIBOR 1M. Therefore, the installment amount can increase, even though the promotional material appears to present it as a subscription offer.

Easy Pay shifts the resale risk to Santander

The contract can last from 24 to 48 months, with a down payment ranging from 0% to 30%, and a minimum annual mileage of 15,000 km. The total mileage limit across the entire contract cannot exceed 180,000 km.

The package includes financing, a charging card, and one of the GO, KOMFORT, or PLUS service packages. However, the card itself does not guarantee free electricity. The user still has to cover the charging costs, and before signing the contract, it is necessary to check the scope of services, insurance, tires, and the rate for extra kilometers.

Finally, Santander guarantees the car back purchase. Thus, the customer is not left with a three-year-old electric vehicle from a new Chinese brand and unsure of how much the market will pay for it. It is only necessary to read carefully the return terms, especially the list of allowable damages.

The promotion applies to applications submitted by September 30, 2026, and the contract must be activated by the end of October 2026. The offer is valid for new cars from model years 2025-2026.

The ES costs 329,900 PLN gross, has an AWD drive system with 480 HP, a 100 kWh battery, around 600-650 km WLTP range, and DC charging at 290 kW. The ET costs 349,900 PLN, offering the same drive system and battery, but with a range of about 550-620 km WLTP.

Both models feature pneumatic suspension, a 21-inch HUD, 23 speakers with Dolby Atmos, and a panoramic roof. The warranty covers the vehicle for 7 years or 150,000 km, and the battery for 8 years or 160,000 km.

Easy Pay vs. Flex Pay and the actual cost of the ES

Flex Pay is a loan with a balloon payment. It does not include maintenance or a charging card, but it does not impose a fixed mileage limit. There is a 0% interest option available for contracts of 24-36 months. With an upfront payment of about 31% over a 48-month period, the promotional monthly payments start at around 2,499 PLN for the ES and 2,599 PLN for the ET.

For ES, a payment of 15% based on the catalog price amounts to 49,485 PLN gross. This is in addition to 36 installments of 2,955.59 PLN net each, totaling 106,401.24 PLN net. Including VAT on the installments brings the overall gross payment to approximately 180,359 PLN, excluding costs for energy, insurance, tires, and mileage overage fees.

Mixing gross payments with net installments does not represent the full TCO, although such calculations are common. The company must account for its own method of deducting VAT and taxes, while individual consumers should compare only gross amounts. This text is for informational purposes only and does not constitute financial or tax advice.

ES and ET will soon arrive for testing at our facility courtesy of EV Klub Polska, so we will also test the range and charging performance as stated in the specifications.

The most expensive aspect of Easy Pay might not be the monthly payment, but the convenience of returning the car without having to negotiate its price after three years. Would you choose a guaranteed refund or a lower monthly payment with a large balance at the end?

Financing options for cars from other brands will also be available soon!

LovEV Newsletter

Want more content like this?

Sign up — we’ll send you a weekly summary once the newsletter starts.