Car leasing without a down payment — how much does it actually cost?
An increasing number of Norwegians are choosing to lease electric cars without paying a deposit. The reason is simple: you avoid spending 50,000–100,000 NOK upfront. Instead, you pay a fixed monthly fee from day one. But what does it cost in practice, and what should you keep an eye on?
What does 0 NOK deposit mean?
A deposit (advance lease payment) is a one-time fee that reduces the monthly leasing cost. Without a deposit, the monthly lease becomes higher, but you don’t lock in any capital. For many, it’s worth it. The money you save on the deposit can be placed in a savings account or used for something else.
Most electric cars in Norway are available with a 0 NOK deposit. Aggregators like “lease without deposit” allow you to filter and compare offers from multiple dealers, so you can see exactly what you’ll pay per month for different models.
Price examples in 2026
A compact electric car like the MG 4 or BYD Dolphin starts at around 3,000–4,000 NOK/month without a deposit. Mid-range models such as the Tesla Model 3 or Volkswagen ID.4 cost 5,000–7,000 NOK/month. Premium SUVs like the BMW iX or Mercedes EQE SUV cost 9,000–15,000 NOK/month. Prices vary among dealers — the same car can have a difference of 500–1,500 NOK in monthly cost depending on the supplier.
What’s included?
The monthly price covers the car’s depreciation and insurance. Services, maintenance, tire changes, and insurance are arranged separately, but several dealers offer packages that include everything at a fixed price. Always read the contract carefully. Check the mileage limit (usually 10,000–15,000 km/year) and what happens if it’s exceeded.
Where do you compare?
There are several ways to find leasing offers. You can contact dealers directly, but you’ll only get their own prices. An alternative is to use a comparison service. For example, Leanor.no gathers offers from over 25 Norwegian dealers with more than 500 electric and hybrid vehicles. You submit one request and receive offers from multiple suppliers.
The most important thing is to compare like with like. Check the contract length (36 versus 48 months results in different prices), the mileage limit, and what’s included. A car that seems cheap on a monthly lease can become expensive if services and tires are added to the cost.